When you are faced with the decision of filing an insurance claim for damages to your home, many people think that your insurance company is there to assist you and guide you through the claims process. Unfortunately, Florida homeowners insurance companies are not in the business of giving away their money to consumers; they are in the business of making as much of it as possible. So it makes sense that in Florida, the homeowners insurance claim process is more of an uphill battle for the consumer where the insurance company generally has the upper hand. Because of their complicated insurance policies and seemingly unending cash used to fight your claim, insurance companies can and will take advantage of the unsuspecting consumer. Your insurance company has their own attorneys, experts and engineers at their disposal; shouldn’t you also have these resources available to you? Whether you have just suffered damages to your home, have already filed an insurance claim, have had your insurance claim denied, or have not been paid enough, having an attorney representing your rights against the insurance company is important.
No Cost to You
There is no cost to hiring Schatzman & Hovanyecz, P.A. to represent you for your insurance claim. Even if we need to file a lawsuit and we recover benefits on your behalf, Florida law requires that your insurance company pay for your attorney fees. In the event that we are unable to recover anything on your behalf, you owe us nothing.
A Focus on Maximum Recovery
Insurance companies send representatives to your home to assign a dollar value to the damages caused to your home and property as a result of your insurance claim. Usually, the dollar values determined by the insurance company are highly underestimated allowing the insurance company to limit its payout to you for your claim. We put our expertise and experience to work for you to prevent the insurance company from relying solely on their own evaluation of the value of your damages. Our goal is to obtain the most recovery afforded to you by Florida law and your insurance policy.
Personal Attorney Attention
Dealing with an insurance claim alone can be difficult and time consuming. Many of our clients enjoy the aspect of leaving the responsibility of dealing with their insurance company to us. We will handle all aspects of your insurance claim for you. We deal directly with your insurance company on your behalf and we will be present at all inspections with the insurance company and their representatives. We will ensure prompt handling and payment on your claim.
Our involvement limits the insurance company’s ability to delay, deny or underpay your claim. Attorney representation shows the insurance company that you are serious about your claim and you will not accept an insurance company’s traditional delay and deny tactics.
Feel free to contact us regarding the specific facts of your claim or for any questions you may have.