Sometimes insurance companies have a good reason to deny a claim, but many times, they do not.

In Florida, insurance companies want to pay as little as possible to resolve your claim. Most of the time, insurance companies pay less than your are entitled to receive.

Certain Florida insurance companies exercise their right to repair your property, also known as an option to repair, rather than paying you directly to repair your house as you see fit. It is important that you understand your rights if your insurance company chooses to repair your home rather than pay you money for your claim.

Florida law sets forth certain conduct that is considered bad faith on the part of the insurance company. This ranges from insurance company delay, unfair settlement offers, failing to respond to their insureds, and other conduct.

The longer an insurance company delays payment on your insurance claim, the more money they make.