Read through our latest blog posts below
Are You Covered? Not So Fast: Your Policy May Leave You Exposed
Do you know what your homeowners insurance policy actually covers? You call your insurance agent, fill out an application, pay your premiums and years go by without any problems. So there’s no need to review your insurance policy or ask any questions, right?...
First District Court Asks Supreme Court of Florida to Decide if Citizens Property Insurance is Immune from Bad Faith
Bad faith is an available remedy to policyholders in Florida against their homeowners insurance carrier if that insurance company engages in unlawful conduct as described in Fla. Stat. §626.9541. Typically this is available after the policyholder has already prevailed...
The Importance of Promptly Reporting Your Homeowners Insurance Claim in Florida
Among the many complicated obligations contained in an insurance policy, one of the most important is the policyholder’s duty to promptly report the insurance claim to their insurance company. This means that a policyholder should consider contacting their insurance...
Homeowners Insurance Claims: Why You Should Hire an Attorney
When you are faced with the decision of filing an insurance claim for damages to your home, many people think that your insurance company is there to assist you and guide you through the claims process. Unfortunately, Florida homeowners insurance companies are not in...
Universal Property Doubles Profits After $1.3 Million Fine
Universal Property & Casualty Insurance reported record profits of $17 million the second quarter of 2013. These are Universal's highest net earnings since 2007. Compared to Universal's profit of $7.8 million for the same quarter last year, Universal more than...
Are You Covered: Broken and Deteriorated Drain Lines, Drain Line Backups, and Sewage Overflows?
This post is a first in our series discussing some common types of insurance claims that consumers may not be aware could be covered by their homeowners insurance policies. This post will address homeowner insurance coverage issues arising from broken, deteriorated,...