Florida Legal Resources and Practical Guidance
How to Prepare Your Home or Business to Make Sure Your Hurricane Damage Insurance Claim Goes Smoothly
Although you can never prepare for an insurance company’s dishonest tactics, you can certainly make sure you’ve done everything in your control to ensure the best chance of a fair and prompt resolution to your insurance claim stemming from hurricane damage to your...
How Soon Must You Report Your Property Insurance Claim to Your Insurance Company?
In Florida, most homeowners insurance policies contain a clause stating how soon a policyholder is required to report their insurance claim to the insurance company. Although each insurance policy differs slightly regarding notice to the insurance company, most...
Who is Responsible for Water Damage From a Neighboring Condominium Unit?
Condominium living in South Florida is a popular and convenient choice that comes with pros and cons. One of the biggest problems we have to deal with involving condominiums is when a unit owner suffers water damage to their own condo unit due to a water leak or...
2015 Hurricane Season has Begun. Make Sure you are Prepared Now.
For the 2015 Atlantic hurricane season, the National Hurricane Center has predicted a below normal season for hurricane activity and although there have been no Atlantic hurricanes yet, we are already on our second named storm of the year (both in the Pacific). If you...
Your Insurance Claim is Covered, but Were You Paid Enough Money?
Many times, we find that even though a Florida insurance company will offer a policyholder coverage for an insurance claim involving property damage, the insurer will look for every opportunity to pay as little money as possible for the covered damages. Given how...
The Insurance Company’s Right to Repair and Option to Repair; What are Your Rights and Options?
This post discusses homeowners insurance policyholders' rights, options and obligations when their homeowners insurance carrier invokes its right to repair (also known as option to repair) for a property damage insurance claim in Florida. Some of the Florida insurance...
Are You Covered? Not So Fast: Your Policy May Leave You Exposed
Do you know what your homeowners insurance policy actually covers? You call your insurance agent, fill out an application, pay your premiums and years go by without any problems. So there’s no need to review your insurance policy or ask any questions, right?...
First District Court Asks Supreme Court of Florida to Decide if Citizens Property Insurance is Immune from Bad Faith
Bad faith is an available remedy to policyholders in Florida against their homeowners insurance carrier if that insurance company engages in unlawful conduct as described in Fla. Stat. §626.9541. Typically this is available after the policyholder has already prevailed...
The Importance of Promptly Reporting Your Homeowners Insurance Claim in Florida
Among the many complicated obligations contained in an insurance policy, one of the most important is the policyholder’s duty to promptly report the insurance claim to their insurance company. This means that a policyholder should consider contacting their insurance...